India is witnessing a massive rise in finance creators who simplify money, investing, saving, and wealth-building for everyday people. These creators are not just “influencers”—they are educators who use UGC-style content to break down complex topics into simple, relatable videos that anyone can learn from.
Whether you’re a beginner trying to understand mutual funds or an investor looking for advanced insights, this list covers the top 10 finance UGC creators in India who are shaping the financial literacy landscape in 2025.
1. Rachana Phadke Ranade
Rachana Ranade is one of India’s most trusted finance educators. She teaches stock market basics, mutual funds, and long-term investing in an easy and practical way. Her UGC-style lessons feel like personal coaching, which makes beginners comfortable.
Why follow her?
- Simplifies complex stock concepts
- Beginner-friendly investing approach
- Clear, structured explanations
Best for: Beginners, students, new investors.
2. Pranjal Kamra
A popular name in the Indian finance space, Pranjal Kamra focuses on long-term investing, stock analysis, and practical wealth-building strategies. His videos are deep, insightful, and backed by research.
Why follow him?
- Logical, data-driven content
- Calm, practical approach to money
- Focus on long-term wealth-building
Best for: Intermediate investors and serious learners.
3. Ankur Warikoo
Ankur Warikoo is known for teaching money management through storytelling. His content goes beyond investing and covers career growth, habits, and financial discipline.
Why follow him?
- Relatable UGC-style explanations
- Focus on life + money balance
- Perfect for young professionals
Best for: Anyone starting their money journey.
4. Pushkar Raj Thakur
Known for his energy-filled finance and business content, Pushkar Raj Thakur motivates people to build wealth through the right mindset, entrepreneurship, and financial education.
Why follow him?
- Motivational + practical finance
- Beginner-friendly
- Business + investing combined
Best for: Entrepreneurs and first-time investors.
5. Yadnya Investment Academy
This channel is perfect for people who want deep financial knowledge. Their research-backed videos explain mutual funds, stock analysis, taxation, and long-term planning.
Why follow them?
- Research-based approach
- Analytical, detailed explanations
- Covers mutual funds extensively
Best for: Serious long-term investors.
6. Sharan Hegde
Sharan creates fun, simple, UGC-driven personal finance content that helps beginners understand budgeting, credit cards, saving habits, and basic investing.
Why follow him?
- Short, engaging content
- Beginner-friendly concepts
- Relatable storytelling
Best for: Students, young earners, new investors.
7. Varun Malhotra
Varun is an educator who focuses on making finance simple for families and working professionals. His content revolves around wealth-building habits and long-term planning.
Why follow him?
- Real, relatable financial advice
- Strong focus on financial discipline
- Practical investing tips
Best for: Salaried individuals and families.
8. Akshat Srivastava
Akshat offers simplified macroeconomics, stock market insights, and personal finance lessons. He explains global and Indian economic trends in a digestible way so viewers can make smarter decisions.
Why follow him?
- Macro + micro finance explained
- Very easy-to-understand breakdowns
- Strong focus on fundamentals
Best for: People who want to understand markets deeply.
9. Finance With Sharan (Sharan Hegde’s Secondary Format)
In this format, Sharan talks about money traps, financial psychology, and actionable steps to build better financial habits. His UGC approach makes complex knowledge simple.
Why follow him?
- Real-life examples
- Breakdown of money mistakes
- Perfect for everyday money management
Best for: Students and financially curious beginners.
10. Harsh Goela & Aditya Goela (Goela School of Finance)
The Goela brothers are known for technical analysis and stock market strategies. They explain charts, indicators, and market psychology in a way that even beginners can follow.
Why follow them?
- Strong technical analysis training
- Structured explanations
- Ideal for aspiring traders
Best for: People interested in stock trading and advanced investing.
⭐ Why These Finance Creators Are Winning in 2025
Finance creators in India are not just teaching—they are transforming how millions understand money. Their UGC-driven content works because:
- It feels real, relatable, and trustworthy
- They simplify complex topics
- They offer practical examples
- They speak the language of the audience
- They create short, digestible video lessons
In a world filled with financial noise, these creators are helping India build financial literacy, one video at a time